Care+ Direct
Smarter Healthcare. Zero Guesswork.
Care+ Direct gives your employees more care with fewer costs. When they use their included primary care membership and follow our coordinated care pathway, their deductible is waived—and they pay nothing out of pocket for eligible services. No copays. No coinsurance. No surprise bills.
Built for businesses that want more control.
Traditional health plan designs let unpredictable claims and high-cost care blow through your budget. Care+ Direct helps you stabilize your claims fund, avoid costly renewals, and reward your team for being strategic about their healthcare.
Lower Claims
When employees engage Care Coordination before receiving care, big claims are often avoided entirely. That protects your claims fund and keeps your renewals stable—year after year.
Primary Care First
As the backbone of this plan, direct primary care handles around 90% of everyday health needs without triggering claims, copays, or confusion. It’s fast, accessible, and keeps care where it should be.
Care Coordination
Instead of guessing their way through referrals and billing, your employees get expert help and full transparency. When they follow the care path, they pay $0 out of pocket—no surprises, no setbacks.
How it works
High-quality care. No hidden costs.
1.) Start with primary care: Every member gets access to a direct primary care clinic—no copay, no hassle.

2.) Use Care Coordination: Our expert team helps members navigate the system, schedule appointments, and avoid unexpected costs
3.) Pay $0 Out-of-pocket: follow the pathway and pay nothing. No deductible. No surprises
Why Employers Love It
Why Employees Love It
Protects your budget
Big claims stay off your plan when members follow the care pathway.
$0 out of pocket
Seriously. No deductible, copay, or coinsurance when they follow the steps.
Simplifies compliance
Expert support with no compliance headaches, penalty risk, or insurance red tape.
Easy to use
One care team, one number to call, one simple path to follow—no stress, no confusion.
Supports your team
Real benefits that people can easily understand and actually use.
No "gotcha" bills
Every cost is known upfront. No balance bills or retroactive denials.
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Our benefit guides are ready to help you select top-notch solutions for your business. They'll provide you with guidance on available products, assist you with onboarding, and help you with whatever else you need to make a success of your benefits package.
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Employee benefits designed with you in mind.