Life & Disability

Life

Life insurance is a foundational benefit that shows you care—helping employees protect their families and build long-term financial stability. Some plans even offer living benefits like cash value or dividends. It’s a simple, cost-effective way to support your team with real peace of mind.

Choose coverage

Select the type and amount of protection based individual needs

Name a beneficiary

Name the person(s) who will receive benefits.

Pay monthly premium

Pay a regular premium to keep coverage active.

Receive benefits

If something happens, the beneficiary will receive a tax-free payment.

Disability

Disability insurance protects your employees’ most important asset—their income. If illness or injury keeps them from working, this coverage helps replace lost wages so they can stay on top of bills and daily expenses. It’s a smart, affordable way to give your team stability when life doesn’t go as planned.

Select coverage

Sign up for a disability insurance plan—either through work or on your own.

Get sick or injured

Something happens that stops you from working (not work-related).

File a claim

Let your provider know. A short waiting period follows (a few days to a few weeks).

Get paid

You receive regular checks to help you stay afloat while you recover.